We are the tax partner your clients thank you for.
Advisors have trusted us with their clients for two decades. This page sets out exactly what your client gets, and what you get, when you send someone our way.
The promise
What happens when you refer a client
A reply within 48 hours
Every client you send gets a first response within two business days, and a named preparer who owns their file. You get a short note confirming they are looked after. Every time, including in March.
Investment returns done right
Capital gains and T5008 reconciliation, carrying charges claimed, RRSP, TFSA and FHSA room confirmed for next year. Your planning work shows up correctly on the return, and nothing you set up gets undone at tax time.
No surprises for anyone
Fixed fees quoted upfront in writing, to your client, before any work starts. When something unusual comes up on a shared client's file, you hear about it early, never after the fact.
Working together, all year
What advisors get from us
RRSP room, before the deadline
For shared clients, and with their written consent, we confirm contribution room ahead of the first-sixty-days deadline so you can plan contributions properly instead of guessing from a notice of assessment.
The heads-up call
If a client you referred misses a season or hits a life event we learn about first, you hear it from us, not from them six months later. You know the story more often than we do, and together the client stays looked after.
Planning that respects yours
Pension splitting, capital gains timing, estate and final returns, owner compensation for incorporated clients. We stay in our lane, flag what we see, and send the investment decisions back to you.
Referrals flow both ways
Clients ask us who they should talk to about their investments more often than you would think. The advisors who trust us with their clients are the list we reach for. No fees, no arrangements, just reciprocity that goes back twenty years.
Nothing about a client is ever shared without their documented consent, and we never pay or accept referral fees. Service, information and reciprocity only, which keeps everyone onside with their dealer and with PIPEDA.
Getting started
Refer someone in under a minute
1. Send them our way
Forward your client the link, or send us their name and number with their okay and we’ll make the first call ourselves, gently.
2. We confirm receipt
You get a note within 48 hours confirming your client is in good hands, with the name of the preparer who owns their file.
3. Stay as close as you like
With the client's consent we can loop you in on the pieces that touch your planning: room, gains, timing. Some advisors want everything, some want a June summary. Your call.
Or reach the relationship desk directly: hello@t4tax.ca ยท 647-446-5323